![]() ![]() Loan closing is contingent on accepting all required agreements and disclosures at .ĭISCLOSURE UPDATE AS OF 07.2021 Trustpilot TrustScore as of June 2020. Certain information that LendingClub Bank subsequently obtains as part of the application process (including but not limited to information in your consumer report, your income, the loan amount that your request, the purpose of your loan, and qualifying debt) will be considered and could affect your ability to obtain a loan. LendingClub Bank is not an affiliate of Bankrate and is not responsible for the products and services provided by Bankrate.Ĭredit products are subject to credit approval and may be subject to sufficient investor commitment. Unless otherwise specified, credit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Advertised rates and fees are valid as of Januand are subject to change without notice. Lowest APR is available to borrowers with excellent credit. ![]() APRs and origination fees are determined at the time of application. Some amounts, rates, and term lengths may be unavailable in certain states.įor Personal Loans, APR ranges from 9.57% to 36.00% and origination fee ranges from 2.00% to 6.00% of the loan amount. Loan amounts range from $1,000 to $40,000 and loan term lengths range from 24 months to 60 months. In this example, the borrower will receive $15,530 and will make 36 monthly payments of $563. Loan approval, and the time it takes to issue a credit decision, are not guaranteed and individual results vary based on creditworthiness and other factors, including but not limited toĪ representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $16,521 for a term of 36 months, with an interest rate of 13.74% and a 6.00% origination fee of $991, for an APR of 18.14%. 19% of Personal Loans issued by LendingClub Bank during the same period were funded within 24 hours after loan approval. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service.īetween October 2022 and December 2022, Personal Loans issued by LendingClub Bank were funded within 96 hours after loan approval, on average. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. ![]() ![]() Therefore, this compensation may impact how, where and in what order products appear within listing categories. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.ī is an independent, advertising-supported publisher and comparison service. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.īankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our experts have been helping you master your money for over four decades. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our goal is to give you the best advice to help you make smart personal finance decisions. Editorial Independenceīankrate’s editorial team writes on behalf of YOU – the reader. Our editorial team does not receive direct compensation from our advertisers. We maintain a firewall between our advertisers and our editorial team. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. ![]()
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